One of the most important, and often the most confusing, types of insurance you need is the one that protects your family's way of life if you die unexpectedly. We can connect with dozens of carriers to customize a plan that's right for you!
You Have Options
The least expensive option in most cases: this policy locks in your rate for a certain number of years, but it does not build cash value. It's useful for covering your temporary life insurance needs like paying off debt.
We recommend Whole Life for your permanent life insurance needs, i.e. your burial expenses and funds you would like to leave behind for loved ones, commonly called your "legacy". It builds cash value and then it can be borrowed against if the need arises.
Ever wondered how you would replace your income if you were suddenly unable to work? Accidents, a debilitating illness... no work means no pay. Disability Insurance can help you be sure your family doesn't need to stress about that if you're disabled.
Have you suffered a medical condition that makes you uninsurable? There is hope! Guaranteed Issue policies ask a few basic qualifying questions and have no medical exam. This may be just what you're looking for!
We have been helping families secure their future since 2006. If you're not sure what option is best for your family (and your budget) just give us a call! In a few short minutes we can help you with a recommendation and some professional guidance.